Kerala government scheme · State Health Agency, Health and Family Welfare Department, Government of Kerala

Karunya Arogya Suraksha Padhathi

Also called KASP

The Karunya Arogya Suraksha Padhathi is run by the State Health Agency, Health and Family Welfare Department, Government of Kerala. It is for about 42 lakh poor and vulnerable families, representing the bottom 40% of Kerala's population. Beneficiaries receive cashless hospital treatment up to ₹5 lakh per family per year for secondary and tertiary care. To apply, eligible families get the AB PMJAY-KASP card at the scheme counter of any empanelled hospital.

Written by AI from the official details below.

Who can apply for KASP

  • About 42 lakh poor and vulnerable families, the bottom 40% of Kerala's population.
  • New cards go only to families with a valid RSBY/CHIS card in 2018-19, or that got the Prime Minister's letter based on SECC 2011 data.
  • No limit on family size or age. Illnesses you already have are covered from day one.

KASP benefits

  • Cashless hospital treatment up to ₹5 lakh per family per year, for secondary and tertiary care.
  • Covers tests and medicines up to 3 days before and 15 days after a hospital stay.
  • Usable at empanelled government and private hospitals anywhere in India.

How to apply for KASP

  1. Eligible families get the AB PMJAY-KASP card at the scheme counter of any empanelled hospital.
  2. To add a family member, go to an empanelled hospital with an already-enrolled member.
  3. When admitted, show the card at the hospital's KASP counter for cashless treatment.

Documents needed for KASP

  • Aadhaar card
  • Ration card

Where it applies

Checked

Checked against the sources below on 16 October 2026. Rules change, so confirm on the official site before you apply.

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