Meghalaya government scheme · State Nodal Agency (MHIS), Government of Meghalaya

Megha Health Insurance Scheme

Also called MHIS

Megha Health Insurance Scheme (MHIS), run by the State Nodal Agency (MHIS), Government of Meghalaya, offers free health insurance for all residents of Meghalaya except government employees, run together with the central Ayushman Bharat PM-JAY scheme. It is for all citizens of Meghalaya, with no limit on family size and no age limit, excluding state and central government employees who have their own reimbursement schemes. Beneficiaries receive hospital cover of up to ₹5.3 lakh per family, shared by the whole family (floater), along with cashless treatment at empanelled hospitals where each member gets an e-card. To apply, citizens can check eligibility on the MHIS website or the PM-JAY eligibility portal, register at a District Kiosk or an empanelled hospital's registration centre all year round, show a government photo ID (and proof of relationship to add family members), and collect the individual MHIS/PM-JAY card with no registration fee.

Written by AI from the official details below.

Who can apply for MHIS

  • All citizens of Meghalaya.
  • Not covered: state and central government employees, who have their own reimbursement schemes.
  • No limit on family size and no age limit.

MHIS benefits

  • Hospital cover of up to ₹5.3 lakh per family, shared by the whole family (floater).
  • Cashless treatment at empanelled hospitals; each member gets an e-card.
  • Outpatient care, cosmetic and most dental treatment, vaccination and infertility treatment are not covered.

How to apply for MHIS

  1. Check eligibility on the MHIS website or the PM-JAY eligibility portal.
  2. Register at a District Kiosk (civil hospital or DM&HO office) or an empanelled hospital's registration centre, all year round.
  3. Show a government photo ID; to add family members, show proof of relationship.
  4. Collect the individual MHIS/PM-JAY card. There is no registration fee.

Documents needed for MHIS

  • Photo ID: voter ID, Aadhaar, MGNREGA job card, ration card or other government photo ID
  • Family proof: ration card, RSBY/MHIS card or other document listing family members
  • To add a member: birth, marriage or adoption certificate, ration card or headman's certificate

Where it applies

Checked

Checked against the sources below on 16 October 2026. Rules change, so confirm on the official site before you apply.

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