Nagaland government scheme · Nagaland Health Protection Society, Government of Nagaland
Chief Minister's Health Insurance Scheme, Nagaland
Also called CMHIS
Chief Minister's Health Insurance Scheme, Nagaland (CMHIS), run by the Nagaland Health Protection Society, Government of Nagaland, provides cashless hospital cover for Nagaland government employees and pensioners, and for residents not covered by the central Ayushman Bharat PM-JAY scheme. It is for state government employees, pensioners, and Nagaland residents not covered by PM-JAY. Beneficiaries get government employee and pensioner cover of up to ₹20 lakh a year and cashless in-patient treatment at empanelled hospitals in Nagaland and in other states. To apply, individuals can register on the CMHIS portal or ask at an empanelled hospital to get a CMHIS card.
Written by AI from the official details below.
Who can apply for CMHIS
- State government employees and pensioners.
- Nagaland residents not covered by PM-JAY (the 'missing middle' sub-scheme).
CMHIS benefits
- Government employees and pensioners: cover of up to ₹20 lakh a year.
- Cashless in-patient treatment at empanelled hospitals in Nagaland and in other states (over 70, including Delhi, Kolkata and Guwahati).
- Outpatient (OPD) care is not covered.
- Empanelled hospitals may not charge extra except where the scheme guidelines allow it.
How to apply for CMHIS
- Register on the CMHIS portal or ask at an empanelled hospital to get a CMHIS card.
Where it applies
Checked
Checked against the sources below on 16 October 2026. Rules change, so confirm on the official site before you apply.
- Seminar on health schemes, Kohima (19 June 2026) · Gauhati High Court, Kohima Bench
- Sikkim eyes Nagaland's CM health insurance scheme model (31 Aug 2026) · EastMojo
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