Pradhan Mantri Awaas Yojana - Gramin

Who can apply for PMAY-G

• Rural households with no house, or living in a house with kutcha walls and roof.
• Automatically included: destitute households living on alms, manual scavengers, Primitive Tribal Groups and legally released bonded labourers.
• Priority to homeless households and those with fewer rooms, then by deprivation (e.g. female-headed with no adult male, no literate adult over 25, disabled member).
• At least 60% of targets are reserved for SC/ST households, 5% for persons with disabilities, and 15% of funds for minorities.
• Excluded: households with a Kisan Credit Card limit of ₹50,000 or more, a government employee, or a non-agricultural enterprise.
• Excluded: households earning over ₹15,000 a month or paying income tax, or owning a refrigerator, landline phone, or more than 2.5 acres of irrigated land.

PMAY-G benefits

• ₹1.20 lakh per house in plain areas.
• ₹1.30 lakh per house in North-Eastern states, Himachal Pradesh, Uttarakhand, Jammu & Kashmir and Ladakh.
• Money is paid directly into the beneficiary's bank account in stages as construction progresses.
• Optional bank loan of up to ₹70,000 at 3% lower interest for construction.
• Up to ₹12,000 for a toilet through Swachh Bharat Mission (Gramin), plus links to rural wage employment, LPG, drinking water and electricity schemes.

How to apply for PMAY-G

1. 1There is no open application form. Households are identified from the SECC 2011 data and Awaas+ surveys (including the Awaas+ 2024 app survey).
2. 2The list is checked and approved by the Gram Sabha.
3. 3Ask your Gram Panchayat or block office whether your household is on the list.
4. 4Once sanctioned, build the house; photos are geo-tagged at each stage and instalments are released to your bank account.

Documents needed for PMAY-G

• Aadhaar (for e-KYC and face authentication in the survey)
• Bank account

Where it applies

Every state and union territory. See what else applies near you