Government insurance and banking schemes

8 central and 1 state schemes. Pick a state to see only what reaches you.

StateDistrict

Level

Deadline

9 schemes

Pradhan Mantri Jan Dhan YojanaCentralA national mission to give every unbanked adult a basic savings bank account, with access to credit, insurance, pension and money transfers.All of IndiaBanking & insurance
Pradhan Mantri Fasal Bima YojanaCentralLow-premium crop insurance that pays farmers when notified crops are lost to drought, flood, cyclone, hail, pests, disease and other natural risks, from before sowing to shortly after harvest.All of IndiaFarming · Banking & insurance
Pradhan Mantri Jeevan Jyoti Bima YojanaCentralA one-year life insurance cover, renewable every year, that pays ₹2 lakh to the family if the insured person dies from any cause.All of IndiaBanking & insurance
Pradhan Mantri Suraksha Bima YojanaCentralA one-year accident insurance cover, renewable every year, for accidental death or disability, for a premium of ₹20 a year.All of IndiaBanking & insurance
Sukanya Samriddhi Account SchemeCentralA government small-savings account for a girl child, with a high fixed interest rate and tax benefits, to save for her education and marriage.All of IndiaBanking & insurance · Women & children
Kisan Credit CardCentralA revolving bank credit line for farmers, fishers and livestock farmers to pay for crop cultivation, post-harvest costs, farm upkeep and allied activities, at a government-subsidised interest rate.All of IndiaFarming · Banking & insurance
Bihar Student Credit Card YojanaStateEducation loans of up to ₹4 lakh for Bihar students who have passed Class 12 and want to go on to higher studies, with the state backing the loan.BiharEducation · Banking & insurance
PM Vidyalaxmi SchemeCentralEducation loans with no collateral and no guarantor for students admitted on merit to listed top higher education institutions, with a 3% interest subsidy for families earning up to ₹8 lakh.All of IndiaEducation · Banking & insurance
Senior Citizens' Savings SchemeCentralA government small savings scheme for people aged 60 and over, and some early retirees, that pays a fixed interest rate every quarter on a one-time deposit.All of IndiaPensions · Banking & insurance