Government loan schemes for business

7 central and 2 state schemes. Pick a state to see only what reaches you.

StateDistrict

Level

Deadline

9 schemes

PM VishwakarmaCentralSupport for traditional artisans and craftspeople in 18 trades: recognition, skill training with a stipend, a toolkit grant, cheap collateral-free loans, digital payment incentives and help with marketing.All of IndiaBusiness & loans · Jobs & skills
Pradhan Mantri MUDRA YojanaCentralCollateral-free loans of up to ₹20 lakh from banks, NBFCs and microfinance institutions for small businesses in manufacturing, trading and services, and for farm-allied activities.All of IndiaBusiness & loans
PM Street Vendor's AtmaNirbhar NidhiCentralCollateral-free working capital loans for street vendors, with an interest subsidy, cashback on digital payments, and a UPI-linked credit card for vendors who repay on time.All of IndiaBusiness & loans
Mukhyamantri Mahila Rozgar YojanaStateGives one woman in every family money to start a livelihood of her choice: ₹10,000 first, then further help of up to ₹2 lakh after an assessment of her business.BiharWomen & children · Business & loans
Mukhyamantri Yuva Udyami Vikas AbhiyanStateGives young people in Uttar Pradesh collateral-free bank loans of up to ₹5 lakh, with the interest paid by the state, to start their own business.Uttar PradeshBusiness & loans · Jobs & skills
Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (including Lakhpati Didi)CentralOrganises rural women into Self Help Groups (SHGs) and helps them get bank credit, skills, financial literacy and markets to start or grow livelihoods. Its Lakhpati Didi goal is for SHG members' households to earn over ₹1 lakh a year.All of IndiaWomen & children · Business & loans
Pradhan Mantri Bhartiya Janaushadhi PariyojanaCentralSells quality-tested generic medicines and medical products at Jan Aushadhi Kendras, generally 50-80% cheaper than comparable branded medicines.All of IndiaHealth · Business & loans
Pradhan Mantri Matsya Sampada YojanaCentralFunds fisheries and aquaculture: fish farms, ponds, cages, hatcheries, cold chains, fishing harbours and markets, plus fisher welfare and insurance, to raise fish production and fishers' incomes.All of IndiaFarming · Business & loans
Prime Minister's Employment Generation ProgrammeCentralA subsidy on bank loans for people setting up new micro-enterprises outside farming. Part of the project cost is paid as a one-time 'margin money' subsidy.All of IndiaBusiness & loans · Jobs & skills